Whether it's for business or personal use, getting denied for a loan is frustrating. The two biggest reasons for a denial are poor credit and not enough income.
The lender has to follow several rules set by the federal government when it comes to your credit, but how do they determine debt to income ratio? In finance, it's called debt service coverage ratio.
To figure out yours, use our DSCR calculator. If you want to learn more, we've gone over everything you need to know about DSCR in the Q&A below.